FGN Launches Savings Bond with Up to 15.356% Annual Yield for Retail Investors

Abuja, February 2, 2026 – The Federal Government of Nigeria (FGN), through the Debt Management Office (DMO), has launched a new savings bond offering retail investors attractive interest rates of up to 15.356% per annum.

The February 2026 issuance features a two-year bond at 14.356% and a three-year bond at 15.356%, providing a secure avenue for individuals to grow their savings. Each bond unit is priced at ₦1,000, with a minimum subscription of ₦5,000. Subscriptions opened on February 2 and will close on February 6, 2026, with settlement scheduled for February 11.

Investors will receive quarterly interest payments on May 11, August 11, November 11, and February 11 for the duration of the bond. The bonds are fully backed by the Nigerian government, making them a low-risk investment, and they are tax-exempt, boosting net returns for pension funds and other eligible investors.

The DMO has confirmed that the bond will be listed on the Nigerian Exchange, allowing investors to trade on the secondary market and improving liquidity. Subscriptions are open through appointed stockbrokers, with the full list of distributors available on the DMO website.

This issuance reflects the government’s continued strategy to mobilize domestic savings to fund national operations while offering stable, high-yield investment options to Nigerian citizens.